DEPTH OF EXPERTISE AND BREADTH OF SERVICES
Because of our depth of expertise and breadth of services, we’re able to bring our clients more powerful products, strategies, and support.
CORPORATE OWNED LIFE INSURANCE (COLI)
A cost-efficient and effective means for companies to offset rising employee benefit costs, such as supplemental executive retirement, deferred compensation programs, and post-retirement medical obligations.
CREDIT UNION OWNED LIFE INSURANCE (CUOLI)
Newcleus is able to bring the full suite of available products in the credit union space to our customers. Credit union owned life insurance can provide a credit union with additional yield opportunity while allowing for a very cost-effective benefit for employees who are part of the plan.
SUPPLEMENTAL Executive RETIREMENT PLAN (SERP)
One of the most commonly used strategies to assist in retaining key executives and helping them plan for retirement is a Supplemental Executive Retirement Plan, or SERP.
LIFETIME INCOME NON-QUALIFIED SOLUTION (LINQS+)
A proprietary innovation to the traditional SERP product. With Lifetime Income Non-Qualified Solution (LINQS+), the financial institution purchases an insurance company guarantee to make the lifetime benefit payments.
A qualified retirement plan that allows eligible employees of a company to save and invest for their retirement. Employers may also chooseto make a matching contribution to enhance this meaningful retirement planning strategy for all employees.
Compensation advising assists in providing arrangements for executives, directors and staff that are best aligned with your company’s culture, values, and business strategy. Working with management, boards, individuals and institutions.